My Rate Quote Now Terms of Service

My Rate Quote Now is committed to protecting the privacy of My Rate Quote Now users. Following is the My Rate Quote Now privacy statement outlining our policies governing the collection and use of information collected by My Rate Quote Now from users of its websites, applications and mobile apps (collectively, “My Rate Quote Now”). If you have any questions regarding this policy, please contact My Rate Quote Now at support@My Rate Quote Now.com. By registering for My Rate Quote Now or by using My Rate Quote Now, you consent to our information practices described below.

1. My Rate Quote Now Operates Solely in the United States

You understand and agree that we operate My Rate Quote Now solely in the United States. If you are located outside of the United States, the information you provide to us by using My Rate Quote Now is transmitted to us and processed in the United States.  By using My Rate Quote Now, you agree to this.

2. No Minors

Only an adult who is legally capable to enter into an agreement under law may open an account. My Rate Quote Now is not intended for minors and we will not knowing collect information from minors under the age of 13. 

3. Collection and use of Account Information

My Rate Quote Now collects certain personal registration information when you register and open an account with us, including without limitation, the user's name, zip code, email address, and user log-in credentials (“Account Holder Information”). 

Other Account Holder Information we collect includes transactional information you provide when you request information, seek customer service, or place an order with us; 

My Rate Quote Now uses Account Holder Information such as your email address and payment information to:

  • Establish and deliver our services to you; 
  • Provide you companies that best match your request;
  • Permit users to register for My Rate Quote Now;
  • Contact you about product and service updates, provide instructions, and provide other information and promotions that may be of interest to you; 
  • Provide access to your account;
  • Provide you with customer support; and
  • To act on user feedback.

My Rate Quote Now further will collect usage information from you and its users, including: 

  • General country location when you access My Rate Quote Now so that we can filter content that can be viewed only in certain location and countries; 
  • If you access My Rate Now from one of our mobile applications, the unique identification number we issue for our mobile application installed on your devices; Usage, viewing and technical data when you visit our sites, open emails we send to you; 
  • Device identifier or IP address, type of browser and operating system; 
  • User level data, such as, when a user logs into and access the Services; and
  • Session level data, such as, the activities when a user commences and completes an activity; 

My Rate Quote Now may use Usage Information to:

  • Improve user experience; and 
  • Improve the effectiveness of My Rate Quote Now’ programs. 

We may use certain information in an aggregated and non-identifiable form to the extent permitted by applicable law to develop and improve our products, to demonstrate the effectiveness of our products, including in the marketing of our products. Before we use such aggregated data, we remove data that identifies any user individual, including removing information pertaining to a user’s email address, device, location, or IP address.   

4. Sharing Your Information to Third Parties

My Rate Quote Now may employ third-party companies and people to perform tasks on My Rate Quote Now’ behalf, such as, the hosting of the services, payment processing and analytics. You understand and agree that we will need to share personal information with these agents to establish and deliver service to you. 

Personal information, such as email addresses, will not be sold to third parties for marketing purposes. My Rate Quote Now may release or exchange personal information if required to do so to comply with applicable law or to enforce its rights or agreements or prevent fraud or reduce credit risk.

5. Business Changes by My Rate Quote Now

If at some point My Rate Quote Now sells all or a portion of its assets, customer information is one of those assets that would be transferred or acquired by a third party; the third party would then have the right to continue using the personal information only as set forth in this policy. We will notify you in advance if there is a material change to this policy and the options you have with your information. For more information see My Rate Quote Now' Privacy Policy Changes section below. 

6. Choices and Control

We provide a way for a user to update, correct or remove personally identifiable information changes (such as zip code or email) via the "My Account" page within www.My Rate Quote Now.com or by emailing our customer support at support@My Rate Quote Now.com.

You may opt out of any promotions or marketing emails that you had elected to receive by clicking on the “unsubscribe” link at the bottom of each such email.  You understand and agree that you cannot opt out of emails that we send to you about your account, important updates to our products, or any transaction that you initiated with us. 

We offer “dashboards” in which an adult user may access their accounts and see progress of their child.

7. Cookies, Beacons and Device ID

My Rate Quote Now uses cookies and beacons to assist in delivering the service and to provide a positive and personalized user experience. Cookies are files sent to your browser from a web server and stored on your computer's hard drive. Our persistent and session ID Cookies are used to identify unique visitors and to provide a personalized user experience. Beacons are bits of code that function similar to cookies. Our beacons are embedded in outgoing emails and generate a call back to the My Rate Quote Now server when such emails are opened. My Rate Quote Now uses beacons to track the status of sent emails.

My Rate Quote Now uses several analytical tools from third party providers to help us analyze the effectiveness of My Rate Quote Now’ products and services. My Rate Quote Now uses a tool called “Google Analytics” to collect information about users of the My Rate Quote Now.  Google Analytics collects information such as how often users visit My Rate Quote Now, what pages they visit and when they do so, and what other sites they used prior to coming to our website. We use the information we get from Google Analytics to analyze performance on My Rate Quote Now, improve our services, and help customize My Rate Quote Now for users. We do not use Google Analytics for advertising purposes. 

Google Analytics places cookies on your computer. The information generated by the cookie about your use of My Rate Quote Now (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for us. Google will not associate your IP address with any other data held by Google. By using My Rate Quote Now, you consent to the processing of data about you by Google in the manner and for the purposes set out above. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use  and the Google Privacy Policy. You can prevent Google Analytics from collecting information about you and recognizing you on return visits to our website by disabling cookies on your browser. You may also download the Google Analytics opt-out browser “add-on” available at https://tools.google.com/dlpage/gaoptout. We are not responsible for the Google Analytics opt-out tools. You must uninstall any mobile application if you do not agree to our use of Google Analytics on our mobile applications.

We will use a numerical ID number on the devices you use (including a computer, tablet or mobile device) to access My Rate Quote Now. This numeric ID will help us provide you with access to your account and to keep track of the progress that users make on your account when you and your users access My Rate Quote Now from different devices. 

We may frome time-to-time use other analytical services to help us learn how our end users access and use My Rate Quote Now’ mobile applications, mobile websites or web properties by giving us the ability to provide push notifications. A cookie is placed on your browser or device on behalf of our analytics services. 

8. Do Not Track

We do not honor “do not track” signals transmitted by web browsers. If you want to opt out using these tools, you need to opt out separately for each of your devices and for each web browser (such as Internet Explorer, Firefox or Safari) that you use on each device.  

9. Security

My Rate Quote Now has implemented processes designed to help protect user information and maintain security. Each registered user is assigned a unique username and password which is required to access their account and relationship information. It is the user's responsibility to protect the security of their login information. My Rate Quote Now' servers are in secure server environments. Firewalls and other industry standard security technologies are employed to prevent interference or access from outside intruders. These safeguards help prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of data.

The Internet, however, is not perfectly secure, and My Rate Quote Now is not responsible for security incidents not reasonably foreseeable or within its control.

You are responsible for keeping your login credentials and passwords confidential to prevent access to your account and dashboard. 

10 .Third Party Sites

My Rate Quote Now' sites may contain links to third party web sites not associated with My Rate Quote Now. My Rate Quote Now is not responsible for the privacy practices or content of such sites. My Rate Quote Now recommends that all Users will need to review the policy statements of these sites to understand their privacy policies.

 Contact Us:

If you have any questions or wish to send us comments about this Privacy Policy, please send an email to support@My Rate Quote Now.com or write or call us at:

My Rate Quote Now Address

Attn: Privacy

11. Privacy Policy Changes:

My Rate Quote Now reserves the right to make changes to this privacy statement. We will provide notice to any material changes to this statement by email or by prominently posting a notice online prior to taking effect.

Last Updated: 9 November 2017